Because Not Every Situation Fits Into a Square Box

What is a Non-Qualified Mortgage Loan?

When a borrower's situation doesn’t fit inside the box of a ‘qualified mortgage’ (meets all the consumer protection requirements of the Dodd-Frank Act) they may fit the requirements set forth by lenders/investors who offer a non-Qualified mortgage loan. Most individuals considering these options may have–or be: Self-employed, higher debt-to-income ratio, real estate investors, or looking for a mortgage over the conforming lending limits ($726,200).

What are the Benefits for a Non-Qualified Mortgage Loan?

Higher lending limits (up to 4 million in some cases)
Flexibility on personal and business financial documentation
Programs for 4-10 unit apartment complexes
Adjustable rates, interest only, and fixed rates available

Non-Qualified Mortgage Loan

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Efficient Loan Process

Once we understand your situation, we will work quickly and thoroughly to take you from signing the application to the closing table.

Working For You

Don't let a big banker limit your options. Hire someone who's looking out for your interests throughout the loan process and beyond.

Friendly support

Our support team is here to ensure that things run smoothly. You’ll always find the help you need.

Great Value

Having access to multiple lenders gives us a unique opportunity to find the lowest interest rates! And we don’t stop there. We will keep you informed in future markets to save you money if interest rates decrease.

Kolar Capital

Schedule your free consultation with Kolar Capital today.

(714) 743-9609